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Here Are Some Things Our Customers Said After Receiving Our Help.
Find Out For Free If You Qualify For Up To 70% Debt Write Off.
Speak To A Debt Advisor To See If You Are Eligible To Have Your Debts Written Off.
Request a Free call from a Personal Insolvency Practitioner or a Debt Advisor through our website to receive Free Debt Advice Today.
If you are struggling with unmanageable debt you may be eligible to have up to 70% of your debt written off.
Government legislation is now in place to help Irish people who are burdened with debt. The Personal Insolvency Act 2012 introduced new debt settlement solutions to help people in Ireland become debt free.
The Debt Settlement Arrangement, Personal Insolvency Arrangement, Debt Relief Notice and Bankruptcy are now available and you may be able to write off some or all of your debt.
Thousands of people in Ireland are struggling with debt and we understand that being in debt can be very stressful. Speaking to a professional about your debt problem can offer you peace of mind and can put a stop to those sleepless nights as there is always a solution.
Lots of people are not aware that they are insolvent and are living below a reasonable living standard because of a commitment to paying off their debts. You should be only paying what you can realistically afford towards your debts and not trying to make payments with money that is needed for your living expenses.
All debt problems can be solved, so if you are struggling to pay your credit cards, loans, overdraft or mortgage please do not ignore the problem, it’s vital to take action now and take control of your finances.
If you would like Free Debt Advice please fill in our short call back form, there’s no charge to speak with a Debt Advisor or Personal Insolvency Practitioner and anything you discuss is kept strictly confidential.
Whatever your financial situation, whatever your circumstances, a Personal Insolvency Practitioner or Debt Advisor can work with you to help you find the best solution to clear your debts.
If you would like Free Debt Advice then let us arrange a FREE appointment for you with a Debt Advisor or Personal Insolvency Practitioner who will be happy to see if you are eligible to have your debts written off.
Click on the arrange a call back button below or phone us on 01 4434125 to receive Free Debt Advice Today.
According to the news a Limerick couple had 53% written off their mortgage on the 12th of August 2015.
It was reported that their lender had threatened them with repossession until their Personal Insolvency Practitioner stepped in to help them secured this deal.
The couple can now hold on to their home and have secured a mortgage write-down of 53% under a new debt solution called a Personal Insolvency Arrangement (PIA).
This type of solution will reduce down the debtor’s mortgage payment to a more affordable amount. It will also include the write down of mortgage debt and unsecured debts like credit cards, loans or overdrafts. The arrangement also give a debtor legal protection from their creditors for 6 – 7 years.
It was reported that the Personal Insolvency Arrangement (PIA) was approved at the personal insolvency court in Ennis and that the Judge approved a €98,250 write down their mortgage.
A Personal Insolvency Arrangement is a debt settlement solution that was introduced by the Government through the Personal Insolvency Act 2012. It is a formal agreement that includes secured and unsecured debts where a percentage of the debt is paid and creditors agree to write off any outstanding debt. If you are struggling to pay your secured debt (mortgage and secured loans) and unsecured debt (credit card, loans and overdrafts) then this could be the right solution for you.
This type of solution will reduce down the debtor’s mortgage payment to a more affordable amount. It will also include the write down of mortgage debt and unsecured debts like credit cards, loans or overdrafts. The arrangement also give a debtor legal protection from their creditor for 6 – 7 years.
This Personal Insolvency case demonstrates that the personal insolvency system is working and it’s fantastic to see that anyone struggling with mortgage debt can now get the help they need.
Lots of cases like this have been approved since August 2015 and we will see a lot more mortgages restructured under Personal Insolvency Arrangements in the future.
If you have experienced a change in your circumstances and are finding it difficult to pay your mortgage and other debts then don’t panic there is help available.
We can arrange a Free appointment for you with a Personal Insolvency Practitioner who will be able to find the best solution to help you deal with debt.
You maybe eligible to have some of your debt written off and maybe be able to have your payments reduced down to a more manageable amount.
Complete our call back form below or phone us on 01 4434125 to receive Free Debt Advice Today.
R.McGonnell 17th October 2016
Rory McGonnell and his team have been our rock since we started with Bright Day Finance! I don’t know what we would have done without him to sort out our finances it’s been a weight off our shoulders and we have been able to sleep better and not be so stressed knowing he’s taking care of our debts. He always contacts to make sure we are happy with everything and that if we need any more help with friends or family he is always there to listen and advice. read more customer testimonials
Bright Day Finance is now an independent online marketing agent who acts as an introducer to independent debt advisors and authorised Personal Insolvency Practitioners. Each advisor is authorised and regulated. We are not authorised to give debt advice and we are not liable for any advice provided by or obtained through a third party. The information published on the website is for information purposes only.
Here are some of the things our customers said after receiving our help.
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