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See If You Qualify For 70% Debt Write Off




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If you are struggling to pay your credit cards, loans or mortgage then you may be eligible to have up to 70% of your debt written off.

Government legislation is now in place to help Irish people who are burdened with debt. The Personal Insolvency Act introduced new solutions to help people in Ireland become debt free.

The Debt Settlement Arrangement, Personal Insolvency Arrangement, Debt Relief Notice are now available and you may be able to write off some or all of your debt.

All debt problems can be solved, so if you are struggling to pay your loans, credit cards or mortgage please do not ignore the problem, it’s vital to ask for help and take control of your finances.

Whatever your financial situation, whatever your circumstances an Independent Debt Advisor can offer you free debt advice which will help you find the best solution to clear your debts.

If you would like Free Debt Advice please fill in our callback form, there is no charge to speak with an Independent Debt Advisor and anything you discuss is kept strictly confidential.

We can arrange a FREE Consultation with an Independent Advisor who will be able to see if you are eligible to have your debts written off.

Complete our form to see if you qualify for 70% debt write off or phone us on 01 4434125 to receive Free Confidential Debt Advice today. 

Frank W. from Westmeath

“I cannot thank Rory and his staff enough for all the help they gave me with my debt problems. I was burying my head in the sand letting my debts escalate until I rang Bright Day Finance and spoke to Rory.

After my first chat with him I could see a light at the end of the tunnel, now I’m paying my debts at a rate I can afford and Rory handles my creditors which I can honestly say is a weight off my mind, that’s why I would have no hesitation in recommending Bright Day Finance to anyone”

Liz G. from Wexford

“Since I found Bright Day Finance my life has become less stressful, no longer am I dreading the end of the month and worrying about where I am going to find the money to pay back my debts.

Rory gave me some very sound advice and has taken over handling them for me. I cannot praise Rory or his team enough, they came up with a suitable and affordable payment plan for me, now my creditors are happy and so am I. Thank you Bright Day Finance”

Debt Help News: Personal Insolvency Practitioner Helps Family Stay In Their Home

Last week it was reported that a couple and their two young children can remain in their family home after a judge dismissed their banks objection to their proposed Personal Insolvency Arrangement.

A Personal Insolvency Arrangement is a solution brought in by the Government to help anyone who is struggling to pay their mortgage, credit cards, loans or overdrafts. A Personal Insolvency Arrangement normally lasts 5 or 6 years and allows an insolvent person to have part of their mortgage debt and other debts written off or restructured.

Many households have struggled to pay their mortgage since the start of the recession because there wasn’t much help available. The banks were very happy to give out large mortgages at the time of the boom but not so happy if you had problems paying them back.

If you were struggling with your mortgage payment in the past you had to battle with the bank on your own to come to some sort of an arrangement. Most people found this very difficult as it can be very stressful dealing with all the paperwork and the bank on your own. Thankfully there are now solutions available to help families stay in their home.

In the case the couple’s Personal Insolvency Arrangement was rejected by one of their creditors who argued that the proposed Personal Insolvency Arrangement was unsustainable and would not return the couple to solvency.

The couple’s Personal Insolvency Practitioner assured the judge that the new proposed mortgage payment is sustainable on the couple’s current income. The judge was satisfied that the total available income was correct and ruled in favour of the couple.

This debt solution will include a write down on their mortgage debt and will give the couple a new affordable mortgage payment.

If you are struggling to pay your mortgage we can arrange a FREE consultation for you with a Personal Insolvency Practitioner who can check if you are eligible for a debt solution like this.  

It maybe possible to have your mortgage payment reduced and unaffordable mortgage debt written off.

Complete our form or phone us on 01 4434125 to receive Free Debt Advice today.

Advice is FREE and anything you discuss is kept strictly confidential.

Customer Testimonial by Agnes. Co. Galway

Rory McGonnell and his team have been our rock since we started with Bright Day Finance! I don’t know what we would have done without him to sort out our finances it’s been a weight off our shoulders and we have been able to sleep better and not be so stressed knowing he’s taking care of our debts. He always contacts to make sure we are happy with everything and that if we need any more help with friends or family he is always there to listen and advice. read more customer testimonials

Independent Online Marketing Agent

Bright Day Finance is now an independent online marketing agent who acts as an introducer to independent debt advisors and authorised Personal Insolvency Practitioners. Each advisor is authorised and regulated. We are not authorised to give debt advice and we are not liable for any advice provided by or obtained through a third party. The information published on the website is for information purposes only.